Common Javascript Errors

When you first try to run a Javascript on your web page it is quite likely that it wont work the way that it is supposed to. You may get an error message that gives you a clue as to what happens or the script may just not appear to do anything.

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Javascript 101

Perhaps you are just looking for information on where to get pre-built Javascripts to use on your site. Alternatively, you may want to learn how to write your own javascripts. In either case the two things that you most definitely need are a web editor and one (or more) browsers.

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Business

In an earlier article, we presented various options for ensuring that you have positive cash flow when holding rental houses, by minimizing loan payments. One problem which we now can address is to how to eliminate the need for paying mortgage insurance. Any loan with less than 20% down payment will include or require mortgage insurance. It may be included in the rate (which is called "Lender Paid Mortgage Insurance" or LPMI) or more commonly it is a separate itemized item, but in either case you must pay it.

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If you want to pay less than 20% down, the best way to get around mortgage insurance is to finance your purchases with two loans, a first and a second mortgage. For example, the first mortgage is commonly 70%, 75% or 80% of the purchase price and the second mortgage makes up the difference to 90% or 95% of the purchase price. You can get both mortgages from the same lender, but usually you can find better rates on the second mortgage from a lender that specializes in second mortgages. An independent loan broker can put this together for you nicely.

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